Credit Products & Solutions
// Real Experience. Proven Results
Full credit lifecycle coverage — from origination to recovery;
Proven deployments with Tier-1 banks across CIS & Central Asia;
Regulatory compliance and operational excellence;
Demonstrated efficiency, flexibility, and measurable business impact.
Smart Loan Engine
End-to-end loan origination and approval automation Cinimex EasySplit Suite
Buy Now, Pay Later platform for banks and fintechs Collection Management
Intelligent debt management and recovery system Smart Loan Engine
Full-cycle credit origination and decisioning platform
- Full-cycle retail loan origination and decisioning platform
- Seamless integration with CRM, DMS, KYC, scoring, and fraud detection systems
- Up to 70% faster approvals with full transparency, compliance, and audit readiness
- Supports multiple retail lending types — consumer loans, credit cards, mortgages, and more
Cinimex EasySplit Suite (C'ESS)
Empowering Banks with Next-Generation Buy Now, Pay Later Solutions
Flexible, Secure, and Integration-Ready BNPL Infrastructure
Cinimex EasySplit Suite provides a complete, turnkey BNPL infrastructure that enables financial institutions to enter this high-growth segment quickly and confidently. The platform handles everything from customer onboarding and credit decisioning through payment processing, reconciliation, and merchant settlement.
- 4 Month to Deploy From project start to full production launch
- 400+ Connected Partners Merchants integrated within first deployment
- +50% AOV Increase Average order value growth for merchants
- 98% Approval Rate Customer application acceptance rate
Collection Management System
AI-driven, omnichannel debt recovery
- AI-driven, omnichannel debt recovery platform
- 360° customer view, ML-based segmentation and strategy selection
- Multichannel communication (SMS, WhatsApp, IVR, email, chatbots)
- +80% agent productivity; scalable from retail to corporate collections